How do you deal with work and money for now and in the future? Do you live from day to day or are you deliberately planning your financial future? In this Week van het Geld (Week of the Money, ed.) we talk to some young people. Today we give the floor to Maud (13) who is already earning some money doing small jobs and who is an expert in spending it.
Maud van Zandwijk (13)
Income: 72 euro per month
Savings: 180 euro
Do you get an allowance?
“Yes, I get 22 euro in pocket money and an allowance of 50 euro for clothing. I can also earn some money at home performing household chores. Doing the dishes earns me 1 euro and I receive 1.50 euro taking care of the laundry. That motivates me sometimes.”
Do you have any other sources of income?
“I take on some small jobs. I ‘work’ in the cafeteria at school from time to time. My payment consists of a free sandwich which saves me a lot of money. My parents said: If you deposit the money you save on those sandwiches on a separate account, it's almost as if you really get paid. That was a good idea. I also play walk-on parts at times. That earns me about 30 to 40 euro for each part.”
Is it enough all together?
“It should be. But because it feels as if I have loads of money, I also spend it quite easily. I now literally have 73 cents in my account. Halfway through the month I thought: Hey, I have some money left. So I went to the city center and that's where things went wrong.”
What do you spend your money on?
“Mainly food and drinks. We have nice things to eat at home as well, but McDonald’s is something we don't normally have. It's possible to have meals delivered by certain food delivery services, but then the fries are usually cold. It just feels nice not having to ask for permission and are able to buy whatever I feel like. I also bought a pair of shorts for 10 euro because the weather forecast was sunny. And then I saw a cardigan a friend of mine has and I also wanted to buy it: 20 euro. And all of a sudden I ran out of money. My parents don't tell me what to do with my money, it truly is mine. But once it's gone, it's gone. I have to suffer the consequences and they usually don't help me out.”