How do you deal with work and money for now and later? Do you live by the day or do you purposefully plan your financial future? And do you arrange 'later' yourself, or are you a member of a pension fund?
Bianca Wolters (32) is a real saver.
Bianca Wolters (32)
Profession: contract administrator at a water board
Weekly working hours: 32 hours
Income: 3800 euros gross
Savings: 30,000 euros
Pension arranged? Yes, through employer
What kind of work do you do?
"I've been a contract administrator at a water board for two years now. This means I keep an eye on the contracts they have with suppliers for a certain department: are the agreements in the contract being fulfilled? Often in these types of positions, only the suppliers side is considered, but I also check internally whether the organization is meeting its obligations. Before that, I did similar work at a health care institution, but I also did purchasing."
What do you like about your job?
"That I'm kind of a spider in the web. I deal with different layers in the organization, from management to people on the shop floor, and with suppliers. It's very diverse. If things don't go well with a contract, I talk to them about why that is. Perhaps they have to make changes to their business operations. Getting my teeth into something like that is fantastic! My parents are both entrepreneurs and I do notice I have that entrepreneurial spirit in me, but I prefer to apply it within paid employment. I like that 'security', as far as it's there."
How much do you earn?
"3800 euros gross, that includes an individual choice budget. Net, I have about 2300 euros left."
Are you happy with that?
"I get by, but I could do with a little more. Colleagues of mine in about the same position are one salary scale up. The difference is mainly in the job title: I'm a contract administrator, they're contract managers. That position wasn't there when I started. But our tasks are not much different."
Do you dare to ask for more?
"Absolutely. It was something I had to learn. Because the labor market is so tight, you have a good negotiating position. I've already mentioned that I think I should also go up a scale, but as is often the case with authorities, it's a time-consuming process. The enterprising part in me can sometimes get frustrated: come on, if you really want to keep me, it shouldn't be that hard to come up with more money, right?"