APG: Asset Management focused on pension value and sustainability
A good pension starts with careful investing. At APG, experienced investment experts work daily to responsibly grow the pension assets of millions of Dutch citizens. They combine deep market knowledge with a long-term vision, where returns and sustainability go hand in hand.

Our goal is to create as much pension value as possible for the participants of the pension funds we serve. Our experts follow the responsible investment guidelines set by our clients. All investment decisions consider ESG criteria: environmental, social, and governance. Advice on topics such as human rights, diversity, environment, and climate change is a standard part of our services. We aim for high and stable returns in a sustainable and responsible manner. Within the policy frameworks of the funds, we take acceptable risks and maintain strict cost control.

Our investment strategy is long-term oriented, with attention to the obligations of the pension funds. More than two-thirds of pension payouts come from investment returns. Our investments make a significant contribution to the affordability of pension schemes.