How do you deal with work and money for now and in the future? Do you live from day to day or are you deliberately planning your financial future? And do you arrange ‘later’ yourself or are you participating in a pension fund?
Nathalie van Dinther started working fewer hours when she became a mother and has therefore not accrued the pension she would have liked.
Nathalie van Dinther (59)
Profession: Management supporter and fitness coach
Weekly works: 28 hours
Income: 1,800 euro net
Savings: More than enough
Pension is arranged? Yes, but not to my full satisfaction
What kind of work do you do exactly?
“I am management supporter at an organization consultancy firm. I also run my own company as a fitness coach, but that's currently on hold because I moved to a different county. I lived in The Hague and have now moved to Zeeland to live closer to my daughter and grandchildren. This means I have to build a new customer base and start all over again. I don't know if I will succeed in doing so. I did start working more hours in paid employment to compensate for that loss of income. I work four days one week and three days the other week. On average I work 28 hours. I work almost entirely from home these days, so it luckily doesn't matter that I live further away from the office. That's one of the positive things we owe to Corona.”
How much do you earn?
“1,800 euro net. And nothing at the moment as a fitness coach.”
Are you satisfied with that income?
“I just about make ends meet. It is enough, in principle, especially since my fixed costs are lower. I pay less mortgage and I no longer have to contribute to an owners’ association, so I can manage. Although it's not all that; I cannot pack my bags and take three weeks’ vacation when I feel like it.”